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First Time Buyer
Buying a property for the first time can be a daunting experience especially with the amount of lenders and products on the market. At Nealon Jones we aim to take the stress away by guiding you through the mortgage maze.
We search the market place to advise you of the most suitable options to suit your circumstances and once your chosen lender has been made, we deal with all the paperwork from start to finish. We update your estate agent and solicitor giving you the freedom of getting on with your day-to-day life.
Obtain an Agreement in Principle
For those who want reassurance that they will be able to borrow the sum they are relying on, before they get their heart set on a particular property, we can apply for an agreement in principle. This is given by a lender and details exactly how much it is prepared to lend you, based on your personal circumstances.
The mortgage agreement is an indication that you will be able to get a mortgage, provided the lender is satisfied with the property you eventually decide to buy. Having an agreement in principle before you go house hunting can be an advantage when a seller faced with two offers may be more likely to accept the one from a buyer who has proof they can get a mortgage.